For online shoppers, the Flipkart Axis Bank Credit Card is nothing short of magic. Think cashback on every purchase, no worries about EMIs, and lots of rewards! But the question is how to use this card correctly. If you have a Flipkart Axis Bank Credit Card or are thinking of getting one, then this article is for you.
What is Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card is a joint credit card from Flipkart and Axis Bank, specially designed for online shoppers. The biggest feature of this card is the amazing cashback without any limit. You get amazing discounts and rewards on Flipkart, Myntra, Swiggy, Uber and other partner brands.
Benefits
- 5% cashback on Flipkart & Myntra
- 4% cashback on partners like Swiggy, Uber
- 1.5% cashback on all other spends
- Welcome voucher of ₹500 every year
- No annual fee if annual spends exceed ₹2 lakh
How to use Flipkart Axis Bank Credit Card
1. Activate the card
- First, upon receiving the card, activate it by visiting the Axis Bank mobile app or website.
- After activating, you will need to set a PIN that will be used for every transaction.
2. Link the card to Flipkart
- Open the Flipkart app or website, go to the ‘My Account’ section and add the Flipkart Axis Bank Credit Card to ‘Saved Cards’.
- Now, whenever you buy a product, you can select this card from there.
3. Understand and use the cashback offers
- The cashback is not the same everywhere. 5% on Flipkart and Myntra, 1.5% elsewhere – so obviously you should plan your purchases accordingly.
- If you use Swiggy or Uber, this card automatically gives cashback there too. All you have to do is pay using the card.
4. Use EMI & no-cost EMI wisely
- Many a times you see the option of EMI or no-cost EMI on Flipkart. If you are buying something big – like a mobile, fridge or laptop – then by using this facility you can reduce the tension for a month.
5. Don’t forget reward points & vouchers
- Axis Bank gives you some annual vouchers – like a welcome voucher of ₹500.
- Apart from this, you can get more rewards according to your spending, which you can use on Myntra or Flipkart. Visit the app or website to know about these benefits.
